• duckCityComplex@lemmy.world
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        7 months ago

        The funny thing is AI is not really mentioned in the rest of the article. I don’t think any of the new technology being introduced has anything to do with AI.

        I guess “AI” is just a synonym for “new stuff” now.

  • yukijoou@lemmy.blahaj.zone
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    7 months ago

    lmao. as if the ai was gonna have a better carbon footprint than the small plastic thing you replace every 5-10 years

  • slaacaa@lemmy.world
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    7 months ago

    Is there an AI technology that would help me not roll my eyes every time I hear AI? Can’t wait to add this to the garbage pile of popped bubbles next to NFT, blockchain and metaverse.

    And I’m saying that as somebody who uses LLMs for work regularly, it is a useful tool, but the absolute delusional bullshit hype that imagines uses beyond its capabilities is exhausting.

    • FiskFisk33@startrek.website
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      7 months ago

      LLM is amazing tech, but holy fuck I can’t wait to get out of this bubble. Some of these applications sound like when they put radium in butter in the 50’s, because atomic energy was so hype.

      • Mirshe@lemmy.world
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        7 months ago

        Pretty much this. It’s the radium craze, or the ozone craze, or a whole bunch of other fads - everything has to have AI/LLMs integrated in some way or it’s not “interesting” to shareholders.

      • ____@infosec.pub
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        7 months ago

        Eh, somehow I missed that. Off to DDG for me, because I’m genuinely curious.

  • metaStatic@kbin.social
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    7 months ago

    “[Biometric confirmation is] a lot harder to compromise,”

    And a lot easier to obtain by force

  • kirklennon@kbin.social
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    7 months ago

    “The industry is at a pivotal point - new technologies like Gen AI are rapidly shifting how we shop and manage our finances,” said Jack Forestell, Chief Product and Strategy Officer, Visa.

    This is so cringey. I get that investors are randomly throwing cash at companies that talk up “generative AI,” but it has nothing to do with anything they announced. Is it impossible to just be content with ridiculously sophisticated algorithms? Did someone hold a gun up to these people and demand they spit out some drivel that uses the buzzwords du jour?

    Also, the headline feature was solved a decade ago when Apple Pay was released (and no, not by the janky predecessors of Apple Pay but specifically with the launch of Apple Pay, which everything was then changed to replicate). One device that can hold an entire wallet of cards and I can choose what to use right when I pay? Wow! So new.

  • kalleboo@lemmy.world
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    7 months ago

    Apple Pay/Google Pay already exists though?? What’s new?

    The last credit card I got, it took me like a month or two to bother unpacking the physical card since right after signup I could already add the virtual card to Apple Pay through the bank app and I just used that.

  • Wow we really are marching right to towards a centralised digital currency with no privacy and no actually ownership.

    Remember back in the day when owning stock meant u owned the actually stocks. Well now u own the right to the stocks but if the platform ur trading on goes under welp out of luck guess u don’t actually own them.

    You will own nothing and be happy.

    • LifeInMultipleChoice@lemmy.world
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      7 months ago

      Can you explain that one to me? Anyone can take my card and use it, no one can take my phone and use it… also I would notice my phone being gone sooner. Cards dont have to transfer to other devices and have to be readded with the banks verification. A card is as easy as beep and draw an X, or not even have to “sign”.

    • plz1@lemmy.world
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      7 months ago

      Until you get hit by a card skimmer. Encrypted NFC is safer than a physical card.

    • htrayl@lemmy.world
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      7 months ago

      I can put my credit card number in any transaction directly, and so can anyone else. Digital payment can provide a random one time card number (at the expense of privacy, admittedly). Physical cards are absolutely not safer.

  • TheFonz@lemmy.world
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    7 months ago

    Am I missing something or is this the most vaguely written description? I don’t get it. Something biometric is all I got out of it

  • JackGreenEarth@lemm.ee
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    7 months ago

    Only when they stop trying to DRM lock phone pay to phones with locked bootloaders will I use phone pay

  • return2ozma@lemmy.worldOP
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    7 months ago

    Within a decade, you’ll likely access all of your cards with one credential and choose which payment method you’d like to use. That includes not just credit and debit cards, but also buy now, pay later options and direct payments from your bank account.

    Visa is rolling out technology that will allow you to tap your card on your smart device to add it to your wallet. You’ll also be able to tap your card to your phone to confirm a transaction without needing to input any additional information.

    • Gormadt@lemmy.blahaj.zone
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      7 months ago

      Visa is rolling out technology that will allow you to tap your card on your smart device to add it to your wallet. You’ll also be able to tap your card to your phone to confirm a transaction without needing to input any additional information.

      So like almost any tap to pay system?

      Shit I was doing this stuff with GPay for years.

      Within a decade, you’ll likely access all of your cards with one credential and choose which payment method you’d like to use. That includes not just credit and debit cards, but also buy now, pay later options and direct payments from your bank account.

      This is just PayPal.