The image-to-text model is impressive. I could see it being useful for smart search of your library, allowing users to find photos with a high-level description.
I’m not sure why it’s being reported on as though the technology is a privacy or security threat, though. If you’ve given a storage provider access to your photos anyway, using a vision model isn’t going to give them anything extra.
That said, I do love self-hosted photo solutions like Immich and Ente. Hope they continue to grow.
I also use Homebank, and it’s more than enough for my needs as a single guy