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Cake day: June 2nd, 2023

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  • Okay, but I don’t think the scenario you are describing is particularly relevant to the comic. This looks like a white collar job application, not a blood diamond mine or sweatshop.

    So back to the point at hand. The question is, why do you want to work here? It’s a super relevant question. If all that was important to you is money, you’d go work on an oil rig. But most people don’t do that. Thousands of intangible factors someone might choose a workplace besides just for cash. Work/life balance. Personal interest. Comfortable work environment. Relevant experience. Proximity to home. Perks…

    The point of the question or interviews in general is to stand out from other applicants. The answer “I need cash” doesn’t make you stand out.





  • The earth’s core is about 5500C and is mostly composed of iron and nickel, probably. Presumably, it would shrink tremendously going from 5500C to 0C so in theory you could calculate the rate of shrinkage using iron’s rate of thermal expansion. However the core is also under immense pressure which makes iron much denser (smaller) than on the surface of the earth. The immense temperature and pressure is a result of the action of gravity pulling the core onto itself.

    The short answer I think is the earth cannot exist as we know it at anything below its core temp of 5500. Suppose we waved a magical wand that set it’s temperature to 0, it would implode on itself (along with the rest of the planet) and heat right back up to its current core temp of 5500 before you could measure the effects of thermal expansion.





  • You crave salt and fat because your body needs a little bit of these things to survive, but finding salt and fat out in nature is really really hard, so those cavemen that liked the taste of salty or fatty foods enough to make the extra effort to find those foods were more likely to survive to be your ancestors and you inherited that behaviour. That’s why you like McDonald’s, it’s full of the salt and fat that is hard to obtain if your diet consists of mostly roots and mushrooms and leaves.

    McDonalds is bad for you because it’s unnaturally full of salt and fat. Far, far more than your body needs and far more than your cavemen ancestors would have eaten naturally. Especially if you eat McDonald’s often. Too much of anything turns that thing into a poison.

    McDonald’s has only been around a generation or two. That’s not enough time for the people who crave McDonalds and eat too much of it to die off, leaving mostly people who don’t crave McDonalds to remain.





  • The amortization length affects proportion of principle paid down, but it doesn’t eliminate it entirely. At the same interest rate, you end up having paid more in interest at maturity of a longer amortization, yes. In practice, this can be mostly mitigated by negotiating a lower rate, or negotiating and exercising prepayment privileges.

    More importantly, with a mortgage, ownership of the property is yours entirely, from day one, not the lenders’. What you owe is cash, not the property. The property is merely collateral in the event of default of payment.

    BTW, multi generational loan agreements are not new. They are somewhat common historically and in other places of the world. For the same reason that multigenerational housing is the historical norm.