【J】【u】【s】【t】【Z】

  • 11 Posts
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Joined 2 years ago
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Cake day: June 12th, 2023

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  • Lol.

    All the person has to do to avoid arrest is be calm and assertive; if he insists that you invited him, that he paid you rent, that it’s his house, here’s the police response:

    “That’s a civil matter, you’re going to have to call a lawyer.”

    If he’s competent, he may even have a deed with the town’s seal already in it. Anyone can file anything in the land records. It’s up to title holders to protect their titles and clear any fraudulent entries.







  • You misunderstand. The service that insurance companies provide is one that is for shareholders. It’s a way of allocating and rationing medical care while also keeping business going.

    Poor people don’t own hospitals. Poor people can’t develop medicines and medical equipment. Can’t train and hire doctors. That stuff is extremely expensive. The capital class owns that stuff, right?

    They aren’t just going give it away are they? But they do need a labor force that, though desperate, isn’t too sickly that their labor can’t be exploited.

    The service that health insurers provide to their actual customers, the capital class, is to reallocate the aforementioned expenses back onto workers by way of premiums and limiting care to the bare minimum.

    This is why health insurance is tied to employment in America. You (most likely) didn’t hire your health insurer and negotiate your insurance contract, your employer did. It’s not for you, it’s for them, and really, for their owners, who extract the value of your healthy labor from your employer.

    And this isn’t come an-cap or communist hot take, this is just the economics of how healthcare works in America. You’re getting the care, sure, and if you’re covered hopefully you’re in the road to recovery and won’t become insolvent due to medical debts, but this system is not for your benefit. It’s not out to save you money. You are at best an afterthought, a concept of a customer. More of a number.

    The OOP described is, in different terms, as if health insurer was nothing more than a risk pool cooperative.

    Here are the customers of UNH:

    They also own the hospital groups, the device makers, and the pharmaceuticals.






  • I mean, you can’t know for sure. Just suppose some usual shit, like it’s denied because she hasn’t met her deductable yet, or denied because the ambulance service and hospital are out of network. They can’t deny preexisting conditions anymore, and they just act as the primary payer even if there is a valid secondary layer, but they still have all kinds of denials.

    Their favorite is “not medically necessary.” It’s literally rationing care. A medical doctor who examined the patient already determined that it was necessary, and now some faceless doctor, hired only for their reputation as being insurance whore, is overriding the doctor, without examining the patient, and maybe not even being in the same speciality, sometimes they aren’t even doctors, but nurses. It’s absolutely crazy that they are allowed to do that.

    The whole system is a giant waste of money and time. Yeah, it produces value for shareholders, but that money comes from premiums people paid to get care when they need it and so any care needed but not provided is straight profit to the insurance company. It adds nothing to medical care or the health of the country, just value for shareholders.