If they’re proper student loans then interest doesn’t accumulate while you’re a student.

People typically get paid to earn a PhD, so this person’s debt likely came from elsewhere, unless they grossly overpaid for their undergraduate education.

Why aren’t any raids being reported in Texas?

I’ve noticed this as well, first time was Texas in 2020. I’d lived in other places prior and never noticed it. I’ve sinced moved away from Texas, and the bahavior is a lot less common here. I couldn’t figure out why people did it. My theory is, people initially stop at a reasonable distance from the next car and pull out their phone. The next car moves a bit forward for some reason, and the person on their phone doesn’t notice.

I believe Santa Claus has already done this

This is contrary to everything else I’ve heard about drones, this can’t be right.

No no, it’s great, thanks for sharing and sorry for your troubles. As I was reading your first comment I was getting freedom vibes and then, oh shit, you dropped their name. Yay! /s

The level of incompetence I’ve seen is peanuts compared to what you’ve been through. I looked up the specifics of PMI cancellation from the consumer financial protection bureau and the last letter they sent is simply wrong, while the second one was 99% correct. I think I’ll send them copies of the letters and ask for clarification just to be a hassel.

Again I keep thinking AI. In what way they’re using it, I don’t know, but the randomness of the responses I’ve received makes me think nobody is at the wheel. The one time I called, the person gave me inaccurate numbers for pmi cancellation, and he said had to wait for a calculator to spit out a value. Perhaps they are interacting with an AI that dictates their output.

I also noticed there is something fucky going on at Freedom Mortgage. I asked them about the requirements for canceling my PMI. The guy on the phone said one thing, then I received an unrequested letter saying something else, then another unrequested letter completly contradicting everything prior, saying I can’t cancel PMI even if I pay down the principal to the PMI threshold, which I’m pretty sure isn’t how it works. I think they have AI running everything or something.

I can’t help but detect some passive hostility in your response.

Not in the US apparently

I didn’t know sony made phones

Alright what phone are you using with a jack?

That’s not simple. That’s very specific, and you really listen for 10 solid hours? Also if you’re dropping 10 hour flight money… I feel like there’s a wireless solution in your price range

I bet if your parents seduced him he’d probably be more open to having sex in their house.

The battery? Mine last at least 8 hours and charge in two.

Okay, I’m going to ask… why don’t you use wireless?

Edit: some results are in, and the only reasonable answer is better audio quality, although that’s probably no longer true. The rest are fairly weak reasons.

Lol’d at the 10m extension cord though, thanks for that one.

Get an old leaf with a new battery?

How can an attacker control the steering?

Shhhh! Do you want bears? That’s how you get bears. The name was lost, never type it again.

Ffs, by what half baked metrics are people rating that guy?